Insurance Claims

How to File an Insurance Roofing Claim

When your roof has been damaged in some way, an insurance claim can be the best way to move forward. At Peterich Construction & Roofing, we provide comprehensive support for insurance claims. Read about the process below.

1. Roof Inspection

Have an honest, local, and professional roofing expert inspect your roof. At Peterich Construction & Roofing, we know we can help. Most homeowners will contact their agent or insurance company first. This is not the best course of action as you may not have damage.

If you file a claim without substantiating the damage, it will count against you in your file history. Allow us to look at your roof and provide a detailed evaluation at no cost before you contact your insurer.

2. Make a Claim

If damage is found, make a claim with your insurance company, not your agent. With your roof inspection and detailed damage assessment, you can file your claim on your homeowner’s policy knowing you have warranted damage. Your insurance company will ask you if your roof has already been inspected.

Peterich Construction & Roofing will provide you with a detailed damage assessment which you can use as the starting point in your claim.

3. Work With the Adjuster

It is extremely important to have your roofer of choice present when the adjuster inspects your property. When the two parties inspect the roof together, they are more likely to be on the same page about what will be covered by insurance. Peterich Construction & Roofing is happy to provide this support to enhance your claim.

This will save you a lot of back-and-forth phone calls, time, and frustration. Then, you will be able to get the project started more quickly.

1. Roof Inspection

Have an honest, local, and professional roofing expert inspect your roof. At Peterich Construction & Roofing, we know we can help. Most homeowners will contact their agent or insurance company first. This is not the best course of action as you may not have damage.

If you file a claim without substantiating the damage, it will count against you in your file history. Allow us to look at your roof and provide a detailed evaluation at no cost before you contact your insurer.

2. Make a Claim

If damage is found, make a claim with your insurance company, not your agent. With your roof inspection and detailed damage assessment, you can file your claim on your homeowner’s policy knowing you have warranted damage. Your insurance company will ask you if your roof has already been inspected.

Peterich Construction & Roofing will provide you with a detailed damage assessment which you can use as the starting point in your claim.

3. Work With the Adjuster

It is extremely important to have your roofer of choice present when the adjuster inspects your property. When the two parties inspect the roof together, they are more likely to be on the same page about what will be covered by insurance. Peterich Construction & Roofing is happy to provide this support to enhance your claim.

This will save you a lot of back-and-forth phone calls, time, and frustration. Then, you will be able to get the project started more quickly.

4. Select Products

It is time to go over the scope of repairs and pick your products. Your project manager at Peterich Construction & Roofing will go over every aspect of each project and make sure you are happy with the plans. Typically, most roofs take one to two days, but project size, material, and weather can change this.

We will schedule our jobs to best meet your needs.

5. Pay the Balance

Your deductible will be your only out-of-pocket expense. If you get any upgrades, there may be additional costs. Your deductible will come out of the claim, but you still need to pay this amount to equal the agreed price between the insurance company and the contractor.

It is unlawful for any contractor to waive, pay, or rebate any amount of a homeowner’s insurance deductible. No reputable company would ever offer this incentive.

Start Your Insurance Claim Today

Filing an insurance claim is easier with a roofing team you trust. If your roof has been damaged in some way, Peterich Construction & Roofing is here to provide the support you need. Call or text us now for a free estimate from our experienced roofers!